Quick answer
For water damage in Ladonia, TX, shut off your main valve first, or turn off the well pump breaker if you are on a private well. For a water or sewer emergency, call Ladonia's line at 903-227-8035. Then call a water damage restoration company; drying should start within 24 to 48 hours. Texas insurers must acknowledge your claim within 15 days.
Do this first
Local water and septic lines.
The Fannin County septic office and freeze data are on the Honey Grove page.
- Shut off the water. Close the main valve. For a break at the meter or a sewer main backing up, call Ladonia's water and sewer emergency line and leave a message; the city updated that number in July 2026.
- Make it safe and document it. Cut power to wet rooms from a dry spot, photograph the damage, then report the claim.
- Start drying within 24 to 48 hours. About 73% of Ladonia's homes were built before 1980 and 45% before 1960. Older sewer lines and floors can hide damage, so ask for the crawlspace to be checked.
Heavy spring rain can flood the farm roads around Ladonia. Do not drive through water over a road. Sewage can back up through floor drains when mains are overloaded.
What to know about water damage in Ladonia
2,000
Ladonia's population in 1897, when it had about 100 businesses, three cotton gins, and two banks. The Santa Fe railroad arrived in 1887 after town officials offered it a bonus.
Source: Handbook of Texas, Ladonia
La Donna
First called McCownville, the town was renamed La Donna in 1857, by local legend for La Donna Millsay, a singer traveling with a wagon train from Tennessee. The post office was named Ladonia by 1858.
Source: Handbook of Texas, Ladonia
Fannindel ISD
In the 1970s Ladonia's school was combined with nearby Pecan Gap's to form the Fannindel school district.
Source: Handbook of Texas, Ladonia
City hours
City Hall is open weekdays 8 a.m. to noon and 12:30 to 4 p.m. After hours, non-emergency calls go to the main line as a message.
Source: City of Ladonia
Older homes
The median home in Ladonia dates to 1967. About 70% are owner-occupied, and the median value is about $78,300.
5 damaged homes
After the May 2015 storms and floods, 9 homeowners in ZIP 75449 registered for FEMA aid. Inspectors found damage at 5 homes, totaling about $7,571. After the February 2021 winter storm, inspectors found about $8,834 in damage at 2 more homes. Owners who did not apply are not counted.
Check your ZIP
Flash flood warnings in Fannin County
The National Weather Service issued 21 flash flood warnings that included Fannin County from 2016 through November 12, 2026. The year-by-year count is on the Honey Grove page.
Cost and insurance in Ladonia
How much does water damage restoration cost in Ladonia?
Most jobs run $450 to $16,000 (Angi). Rising water from outside is a flood claim, not a homeowners claim. Pier-and-beam floors and plaster walls take longer.
Water removal and restoration in Ladonia
The company that answers handles old sewer line backups, burst pipes in hard freezes, water heater failures, and leaks under older floors, plus burst pipes, appliance leaks, drying, and septic backups.
Ladonia questions
Who do I call about a water main break in Ladonia?
The city's water and sewer emergency line, 903-227-8035. If no one answers, leave a message and someone will call back.
When is Ladonia City Hall open?
Weekdays from 8 a.m. to noon and 12:30 to 4 p.m., at 903-367-7011.
Does Ladonia have its own water system?
Yes. The city bills water and sewer and offers e-bills and text alerts. Its emergency line for water and sewer is 903-227-8035.
Which ZIP codes does this page cover?
ZIP 75449 within the Town of Ladonia.
Related guides
Other Texas towns- Basement floor drain backing up
- Burst pipe, not frozen
- Water coming up through the basement floor
- Texas insurance claim deadlines, in plain English
- Frozen and burst pipes: what to do
- Does homeowners insurance cover water damage?
- How long water damage takes to dry
Local phone numbers checked November 2026: