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Water Damage Restoration in Missouri

Pick your town for local water and sewer numbers, flood notes, and a 24/7 line for water removal and drying from a restoration company that serves that area.

Agency

Village and fire district lines, FEMA flood damage, county flash floods, and freeze data.

Open the Agency page

Avondale

City hall and KC Water lines, Clay County flash floods, older homes, and name history.

Open the Avondale page

Bella Villa

City hall line, a sewer and storm water history from 1947, and Gravois Creek.

Open the Bella Villa page

Black Jack

City hall line, July 2022 FEMA counts, and Coldwater Creek flood history.

Open the Black Jack page

Braymer

City hall and rural water district lines and the 2025 sewer plant upgrade.

Open the Braymer page

Centertown

Village water emergency line, septic-only homes, the village well, and freeze data.

Open the Centertown page

Chilhowee

City and water supplier lines, the city lagoon, FEMA damage, and the historic district.

Open the Chilhowee page

Clarkson Valley

City hall line, basement sewage backups after storms, and Spirit airport freeze data.

Open the Clarkson Valley page

Cowgill

City and water district lines, the city lagoon, and a 2010 state audit.

Open the Cowgill page

Easton

City and fire district lines, where city water comes from, and freeze data.

Open the Easton page

Hamilton

City water and sewer and police lines, deposits, freeze data, and J.C. Penney history.

Open the Hamilton page

Higbee

City hall hours, reconnect fees, the city lagoon, 2006 storm damage, and freeze data.

Open the Higbee page

Houston Lake

City hall and grinder pump service lines, the 1930 dam, and Venetian Gardens history.

Open the Houston Lake page

Lake Waukomis

City water line, the 1978 dam inspection and 1979 repair, and Platte County flash floods.

Open the Lake Waukomis page

Macks Creek

Water district line, FEMA flood damage, the old speed trap, and freeze data.

Open the Macks Creek page

Malta Bend

City and levee district lines, the city lagoon, and the 1842 steamboat story.

Open the Malta Bend page

Maplewood

Missouri American Water and MSD 24-hour lines, the sewer lateral program, and Deer Creek floods.

Open the Maplewood page

Martinsburg

City line, two city wells, the irrigated lagoon, and mobile home freeze risk.

Open the Martinsburg page

Northmoor

City water service line, sewer rates, and the May 2003 tornado.

Open the Northmoor page

Platte Woods

City hall and emergency management lines, 1952 water lines, and the 1975 sewer project.

Open the Platte Woods page

Turney

Village contact, FEMA flood damage, the new gas plant, and freeze data.

Open the Turney page

Whiteside

Village contact, mobile home freeze risk, and railroad history.

Open the Whiteside page

Flood and storm risk in Missouri

What NOAA's climate records show.

Missouri sits in the lower basins of several large rivers, which makes downstream flooding an extreme hazard. (NOAA State Climate Summary)
In June 2011, runoff from a record snowpack in the northern Rockies, plus heavy rain, caused major flooding along the entire Missouri River. (NOAA State Climate Summary)
On July 26, 2022, St. Louis set its 24-hour rainfall record with 8.6 inches, beating the 6.9 inches set in 1915. Two people died and hundreds were rescued from floodwater. (NOAA State Climate Summary)
A typical station gets two to three days a year with 2 inches of rain or more. (NOAA State Climate Summary)

Missouri disaster history

Federal major disaster declarations since 2000.

Since 2000, Missouri has had 49 federal major disaster declarations, and 39 of them list flooding in the title (OpenFEMA). The most recent of those, DR-4939 for severe storms, straight-line winds, and flooding, was declared in September 2026 (OpenFEMA). FEMA's Missouri page lists declared disasters, open disaster recovery centers and flood maps. For state updates, see the Missouri State Emergency Management Agency.

Guides for Missouri homes

Picked for the risks above.

Storm and flood cleanup: The order to do things after a flood.
Water in the basement after rain: Where it comes in and what to check.
Sewage backup cleanup: What to do first, and what it costs.
Saving water-damaged photos and furniture: FEMA and archivist steps.

Missouri insurance basics

Deadlines your insurer has to meet.

Your insurer must acknowledge your claim within 10 working days, in writing, by phone, or by paying it (20 CSR 100-1.030).
Within 15 working days after you submit the forms it needs to set the nature and extent of the claim, the insurer must tell you whether it accepts or denies the claim (20 CSR 100-1.050).
If you can't resolve a problem with your insurer, call the Missouri Department of Commerce and Insurance consumer hotline at 800-726-7390, weekdays 8 a.m. to 5 p.m. (Missouri DCI).