Quick answer
For water damage in Cowgill, MO, shut off your main valve first, or turn off the well pump breaker if you are on a private well. For a meter or main leak, call the rural water district, not the city. Then call a water damage restoration company; drying should start within 24 to 48 hours. Missouri insurers must acknowledge your claim within 10 working days.
Do this first
Local water and sewer lines.
Both numbers come from the Missouri State Auditor's list of local governments. County flood warnings by year are on the Hamilton page.
- Shut off the water. Shut the house valve. Cowgill's water comes from Caldwell County Public Water Supply District 1, so report a break at the meter to the district at 660-255-4443.
- Make it safe and document it. Cut power to wet rooms from a dry spot, photograph the damage, then report the claim.
- Start drying within 24 to 48 hours. Sewer service is the city's job, not the water district's. When a floor drain or toilet pushes sewage up, the City of Cowgill takes those calls at 660-707-3719.
The city sewer lines were put in between 2005 and 2006. A water district commissioner worked 871 extra hours watching the work and finding shutoff valves.
What to know about water damage in Cowgill
$5
The monthly surcharge the water district charged only Cowgill residents from 2007, over a disputed bill for overseeing the city's sewer line work. A 2010 state audit reviewed it.
A small water district
Caldwell County PWSD 1 served about 160 customers in 2010, and about half lived in Cowgill.
A three-cell lagoon
Cowgill's sewage goes to a three-cell lagoon designed for 30,000 gallons a day and a population of 300. Its permit runs through June 2027.
Source: Missouri DNR permit MO-0130052
Formerly Glassville
Cowgill was established in 1887 and named for Judge James Cowgill. It was earlier called Glassville.
Source: State Historical Society of Missouri, Caldwell County place names
Homes in Cowgill
The median home dates to 1974 and about 67% were built before 1980. About 57% are owner-occupied.
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Flash flood warnings in Caldwell County
The National Weather Service issued 27 flash flood warnings that included Caldwell County from 2016 through November 12, 2026. The year-by-year count is on the Hamilton page.
Cost and insurance in Cowgill
How much does water damage restoration cost in Cowgill?
Most jobs run $450 to $16,000 (Angi). Storm water that enters from outside is a flood claim. If your home has a crawlspace, have it checked for standing water and wet insulation.
Water removal and restoration in Cowgill
The company that answers handles frozen and burst pipes, water heater failures, sewer backups, crawlspace leaks, and leaks in mobile homes, plus burst pipes, appliance leaks, drying, and septic backups.
Cowgill questions
Is Cowgill water run by the city?
No. Caldwell County Public Water Supply District 1 supplies it; the city handles sewer.
Why did Cowgill residents pay a water surcharge?
The district billed the city $11,720 for overseeing the 2005 to 2006 sewer work. When the city disputed it, the district charged Cowgill customers $5 a month and had collected $14,370 by March 2010.
What was Cowgill called before?
Glassville, before it was renamed for Judge James Cowgill.