Quick answer
For water damage in Macks Creek, MO, shut off your main valve first, or turn off the well pump breaker if you are on a private well. For a meter or main leak, call Camden County PWSD 1 at 573-363-5800. Then call a water damage restoration company; drying should start within 24 to 48 hours. Missouri insurers must acknowledge your claim within 10 working days.
Do this first
Local water and sewer lines.
- Shut off the water. Turn off the main valve. Water in Macks Creek comes from Camden County Public Water Supply District 1; call 573-363-5800 for a leak at the meter or in the road.
- Make it safe and document it. Cut power to wet rooms from a dry spot, photograph the damage, then report the claim.
- Start drying within 24 to 48 hours. About 22% of homes here are mobile homes. When a line breaks under one, open the belly wrap so the insulation can dry or be replaced.
Camden County has had 52 flash flood warnings since 2016, with 11 in 2019 alone. Low spots along the creek and U.S. 54 take water first.
What to know about water damage in Macks Creek
3/4
Share of the old city's 1994 revenue that came from court fines, mostly from its speed trap on U.S. 54. The case led to Missouri's 1995 limit on ticket revenue.
2 damaged homes
After the December 2015 to January 2016 storms and floods, 4 homeowners in ZIP 65786 registered for FEMA aid. Inspectors found damage at 2 homes, totaling about $30,885. Owners who did not apply are not counted.
Rural water district
Camden County PWSD 1 draws from groundwater wells and serves about 1,300 people. The district office is in Macks Creek.
Sources: Camden County PWSD 1 2025 water quality report; Missouri State Auditor contact list
Named for the creek
The settlement dates to about 1840 and is named for the stream it sits on, a branch of the Little Niangua River.
Source: State Historical Society of Missouri, Camden County place names
Homes in Macks Creek
The median home dates to 1975 and about 62% were built before 1980. About 81% are owner-occupied, and about 22% are mobile homes.
Freezes and rain
The NOAA weather station at Pomme de Terre Dam, about 19.7 miles away, averages 105.0 nights a year at or below 32°F and 36.1 at or below 20°F. In half of years the first freeze comes by October 28 and the last one after April 7. Pipes in outside walls, unheated basements, and crawlspaces are the first to split. It also averages 44.4 inches of rain a year.
Check your ZIP
How often does Camden County get flash flood warnings?
The National Weather Service issued 52 flash flood warnings that included Camden County from 2016 through November 12, 2026, peaking at 11 in 2019. Each one means flooding is happening or about to happen.
Source: our count from the National Weather Service warning archive, Iowa Environmental Mesonet.
| Year | Warnings |
|---|---|
| 2016 | 9 |
| 2017 | 4 |
| 2018 | 4 |
| 2019 | 11 |
| 2020 | 2 |
| 2021 | 4 |
| 2022 | 3 |
| 2023 | 6 |
| 2024 | 2 |
| 2025 | 2 |
| 2026 | 5 |
Cost and insurance in Macks Creek
How much does water damage restoration cost in Macks Creek?
Most jobs run $450 to $16,000 (Angi). Creek water that rises into the house is a flood claim. Mobile homes need the belly wrap opened and insulation checked.
Water removal and restoration in Macks Creek
The company that answers handles burst pipes, leaks under mobile homes, water heater failures, septic backups, and storm and creek water, plus burst pipes, appliance leaks, drying, and septic backups.
Macks Creek questions
Who supplies water in Macks Creek?
Camden County Public Water Supply District 1, at 573-363-5800.
Did FEMA help Macks Creek homeowners after flooding?
After the 2015 to 2016 floods, inspectors found damage at 2 homes in ZIP 65786.
Why was Macks Creek known as a speed trap?
In 1994 about three-fourths of the city's revenue came from court fines. Missouri limited ticket revenue the next year.
Which ZIP code does this page cover?
ZIP 65786, which takes in Macks Creek and the countryside around it.
Is Macks Creek still a city?
No. Voters chose to dissolve the city, so there is no city hall. Water service comes from Camden County PWSD 1.
How far is Macks Creek from Lake of the Ozarks?
It sits in a valley on U.S. 54 near Lake of the Ozarks.