Quick answer
For water damage in Honey Grove, TX, shut off your main valve first, or turn off the well pump breaker if you are on a private well. After hours, call the Honey Grove utility line at 903-227-8549. Then call a water damage restoration company; drying should start within 24 to 48 hours. Texas insurers must acknowledge your claim within 15 days.
Do this first
Local water and septic lines.
- Shut off the water. Turn off the main valve at the meter or where the line enters the house. Honey Grove runs its own water and sewer, and the city keeps a separate number for problems after the office closes at 5.
- Make it safe and document it. Cut power to wet rooms from a dry spot, photograph the damage, then report the claim.
- Start drying within 24 to 48 hours. A third of Honey Grove's homes were built before 1960. Older drain lines and pier-and-beam floors can hide water, so ask the crew to check under the house, not just the rooms you can see.
Fannin County had 4 flash flood warnings in 2024 and 4 more so far in 2026. Creeks and bar ditches around Honey Grove rise fast in spring storms. Never drive through water over a road.
What to know about water damage in Honey Grove
55 nights
About how many nights a year fall to 32°F or below at the NOAA station near Bonham, with about 7 at or below 20°F. Exposed lines under pier-and-beam homes freeze first.
Named for an apiary
Settlers from Tennessee arrived in 1842 and built on a rise between timber and prairie. A bee apiary in a nearby grove gave Honey Grove its name, and a post office opened in 1846.
Source: Handbook of Texas, Honey Grove
3,000 people in 1890
After the Texas and Pacific Railway arrived in the mid-1880s, Honey Grove grew to 3,000 people, 100 businesses, two banks, and two weekly newspapers by 1890.
Source: Handbook of Texas, Honey Grove
County septic office
Fannin County's Environmental Development Department in Bonham handles septic permits. The county requires a 911 address before it will issue one.
Sources: Fannin County Environmental Development, How to obtain a septic permit
Older housing
About 48% of Honey Grove's homes were built before 1980 and 33% before 1960. About 62% are owner-occupied, and the median value is about $152,000.
6 damaged homes
After the May 2015 storms and floods, 7 homeowners in ZIP 75446 registered for FEMA aid. Inspectors found damage at 6 homes, totaling about $9,601. After the February 2021 winter storm, 18 owners registered and 3 homes had damage. A 2024 storm claim added about $32,384 at one home. Owners who did not apply are not counted.
Freezes and rain
The NOAA weather station at Bonham, about 15.4 miles away, averages 55.1 nights a year at or below 32°F and 7.5 at or below 20°F. In half of years the first freeze comes by November 13 and the last one after March 16. Pipes in outside walls, attics, and pier-and-beam crawlspaces are the first to split. It also averages 45.51 inches of rain a year, with about 14.0 days of an inch or more.
Check your ZIP
How often does Fannin County get flash flood warnings?
The National Weather Service issued 21 flash flood warnings that included Fannin County from 2016 through November 12, 2026, peaking at 5 in 2017. Each one means flooding is happening or about to happen.
Source: our count from the National Weather Service warning archive, Iowa Environmental Mesonet.
| Year | Warnings |
|---|---|
| 2016 | 1 |
| 2017 | 5 |
| 2018 | 2 |
| 2019 | 1 |
| 2020 | 0 |
| 2021 | 0 |
| 2022 | 0 |
| 2023 | 1 |
| 2024 | 4 |
| 2025 | 3 |
| 2026 | 4 |
Cost and insurance in Honey Grove
How much does water damage restoration cost in Honey Grove?
Most jobs run $450 to $16,000 (Angi). Creek overflow is a flood claim, not a homeowners claim. Houses from before 1960 often need their floor system dried from below.
Water removal and restoration in Honey Grove
The company that answers handles burst pipes in hard freezes, older drain line leaks, water heater failures, and sewer backups, plus burst pipes, appliance leaks, drying, and septic backups.
Honey Grove questions
Who do I call about a water problem after hours in Honey Grove?
The city lists 903-227-8549 for utility issues after hours. During the week, the Utility Department answers at 903-378-3033 from 8 a.m. to 5 p.m.
Who handles septic permits in Fannin County?
Fannin County Environmental Development, 1203 E. Sam Rayburn Drive in Bonham, 903-583-7495. You will need a 911 address first.
When should I drip faucets in Honey Grove?
When a hard freeze is forecast. Near Bonham, NOAA records about 55 nights a year at or below freezing, and in half of years the first comes by November 13. Fannin County data for nearby towns lives on this page.
Which ZIP codes does this page cover?
ZIP 75446 within the City of Honey Grove.
Related guides
Other Texas towns- Burst pipe, not frozen
- Water mitigation vs. restoration
- Burst pipe repair cost
- Texas insurance claim deadlines, in plain English
- Frozen and burst pipes: what to do
- Does homeowners insurance cover water damage?
- How long water damage takes to dry
Local phone numbers checked November 2026: