Quick answer
For water damage in Stockton Bend, TX, shut off your main valve first, or turn off the well pump breaker if you are on a private well. Check your bill for the water provider, then call it about the meter. Then call a water damage restoration company; drying should start within 24 to 48 hours. Texas insurers must acknowledge your claim within 15 days.
Do this first
Local water and septic lines.
Hood County Environmental Health (septic) and the flash flood table are on the Oak Trail Shores page.
- Shut off the water. Close the main valve for your home. Stockton Bend is a small city without its own utility office listed, so check your bill for the water provider before calling about the meter.
- Make it safe and document it. Cut power to wet rooms from a dry spot, photograph the damage, then report the claim.
- Start drying within 24 to 48 hours. Most homes in Stockton Bend are newer and high value, with a median build year of 2007. Wood floors and custom cabinets trap water, so ask for readings under them before anything is reinstalled.
Lake Granbury wraps around the city on both sides. Coves and low roads near the water can flood quickly in heavy rain, so stay off them until the water drops.
What to know about water damage in Stockton Bend
2004
The year the city incorporated, in May, under the name Brazos Bend. The name was later changed to Stockton Bend. Most of the city sits inside the river's Stockton Bend.
Source: Stockton Bend, Texas
No bridge in town
The city sits on both sides of the Brazos River where it forms Lake Granbury, and no bridge inside the city connects the two parts. Most of it is on the west side.
Source: Stockton Bend, Texas
A third is water
Stockton Bend covers about 0.94 square miles, and about 0.31 of that is water. The 2020 census counted 380 people, up from 305 in 2010.
Source: Stockton Bend, Texas
High-value homes
About 99% of homes are owner-occupied, 36% were built since 2010, and the median value is about $864,900.
City contact
The Texas Municipal League directory lists the City of Stockton Bend's phone as 817-403-0053. Call it for city business.
Freezes and rain
The NOAA weather station at Rainbow, about 15.1 miles away, averages 62.9 nights a year at or below 32°F and 8.5 at or below 20°F. In half of years the first freeze comes by November 7 and the last one after March 28. Pipes in outside walls, attics, and pier-and-beam crawlspaces are the first to split. It also averages 34.25 inches of rain a year, with about 10.1 days of an inch or more.
Check your ZIP
Flash flood warnings in Hood County
The National Weather Service issued 19 flash flood warnings that included Hood County from 2016 through November 12, 2026. The year-by-year count is on the Oak Trail Shores page.
Cost and insurance in Stockton Bend
How much does water damage restoration cost in Stockton Bend?
Most jobs run $450 to $16,000 (Angi). Lake water that rises into the house is a flood claim, not a homeowners claim. Hardwood floors and custom cabinets need readings before they go back.
Water removal and restoration in Stockton Bend
The company that answers handles supply line and appliance leaks in newer homes, boathouse plumbing, frozen pipes in hard freezes, and septic backups, plus burst pipes, appliance leaks, drying, and septic backups.
Stockton Bend questions
How do I reach the City of Stockton Bend?
The Texas Municipal League lists the city's number as 817-403-0053.
Who handles septic permits near Stockton Bend?
Hood County Environmental Health. Its number and the county flash flood table are on the Oak Trail Shores page.
Was Stockton Bend always its name?
No. It incorporated in 2004 as Brazos Bend and was renamed later.
Which ZIP codes does this page cover?
The Stockton Bend part of ZIP 76048. The ZIP also covers Granbury.
Related guides
Other Texas towns- Sewage backup: what to do first
- Water mitigation vs. restoration
- Burst pipe repair cost
- Texas insurance claim deadlines, in plain English
- Frozen and burst pipes: what to do
- Does homeowners insurance cover water damage?
- How long water damage takes to dry
Local phone numbers checked November 2026: