Quick answer
For water damage in Oak Trail Shores, TX, shut off your main valve first, or turn off the well pump breaker if you are on a private well. For a leak at the meter, call Texas Water Utilities at 866-654-7992. Then call a water damage restoration company; drying should start within 24 to 48 hours. Texas insurers must acknowledge your claim within 15 days.
Do this first
Local water and septic lines.
- Shut off the water. Close the valve at your meter box. The Oak Trail Shores water system, which also serves Arrowhead Shores and Lake Granbury Estates, is run by Texas Water Utilities.
- Make it safe and document it. Cut power to wet rooms from a dry spot, photograph the damage, then report the claim.
- Start drying within 24 to 48 hours. About 46% of homes in Oak Trail Shores are manufactured homes, and the median home dates to 1984. Water under a manufactured home soaks the belly wrap and floor insulation, so ask for the underside to be opened, dried, and checked with a meter before it is resealed.
Hood County had 5 flash flood warnings in 2024 and 3 in 2025. Lake coves and low roads near Lake Granbury can flood fast. Never drive through water over a road.
What to know about water damage in Oak Trail Shores
1969
The year the Brazos River Authority began filling Lake Granbury behind De Cordova Bend Dam. The lake covers about 8,172 acres.
Source: Handbook of Texas, Lake Granbury
A large lake system
The Oak Trail Shores system's wells serve Oak Trail Shores and Arrowhead with about 1,827 connections, according to a 2021 groundwater district notice.
Sources: Upper Trinity GCD notice, Texas Water Utilities tariff
Lake water plant
The system also runs a surface water treatment plant on Oak Hill Drive that discharges to Lake Granbury under a TCEQ permit.
Source: TCEQ permit package
County septic office
Hood County Environmental Health handles septic permits, design reviews, and inspections, and investigates failing systems. It also tests private wells for a $90 fee.
Source: Hood County Environmental Health
Growing since 1990
Oak Trail Shores was first counted as a census place in 1990, with 1,750 people. The 2020 census counted 2,979 people in 1,066 households. The community is unincorporated, and its children attend Granbury ISD.
Source: Oak Trail Shores, Texas
Homes in Oak Trail Shores
About 80% are owner-occupied, the median home dates to 1984, and the median value is about $121,400.
Freezes and rain
The NOAA weather station at Granbury 5N averages 58.1 nights a year at or below 32°F and 8.2 at or below 20°F. In half of years the first freeze comes by November 9 and the last one after March 24. Pipes in outside walls, attics, and pier-and-beam crawlspaces are the first to split. It also averages 35.22 inches of rain a year.
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How often does Hood County get flash flood warnings?
The National Weather Service issued 19 flash flood warnings that included Hood County from 2016 through November 12, 2026, peaking at 5 in 2024. Each one means flooding is happening or about to happen.
Source: our count from the National Weather Service warning archive, Iowa Environmental Mesonet.
| Year | Warnings |
|---|---|
| 2016 | 4 |
| 2017 | 1 |
| 2018 | 0 |
| 2019 | 0 |
| 2020 | 1 |
| 2021 | 2 |
| 2022 | 0 |
| 2023 | 2 |
| 2024 | 5 |
| 2025 | 3 |
| 2026 | 1 |
Cost and insurance in Oak Trail Shores
How much does water damage restoration cost in Oak Trail Shores?
Most jobs run $450 to $16,000 (Angi). Lake or creek water that rises into the house is a flood claim. Manufactured homes near the lake need the belly and subfloor dried.
Water removal and restoration in Oak Trail Shores
The company that answers handles water under manufactured homes, frozen lines at skirting, lake house plumbing, and septic backups, plus burst pipes, appliance leaks, drying, and septic backups.
Oak Trail Shores questions
Who handles septic problems in Hood County?
Hood County Environmental Health, 817-579-3288, at 5417 Acton Highway. Hood County data for Tolar and Stockton Bend is on this page too.
Who runs the water in Oak Trail Shores?
Texas Water Utilities, which lists 866-654-7992 in its state tariff. The same system serves Lake Granbury Estates, Oak Trail Plaza, Arrowhead Shores, and Lake Granbury Harbor, so an outage often affects neighbors along the lake too.
How cold does it get near Lake Granbury?
The NOAA station at Granbury 5N averages about 58 nights a year at or below 32°F and about 8 at or below 20°F.
Which ZIP codes does this page cover?
The Oak Trail Shores part of ZIP 76048. The ZIP also covers Granbury.
Related guides
Other Texas towns- Sewage backup: what to do first
- Water mitigation vs. restoration
- Burst pipe repair cost
- Texas insurance claim deadlines, in plain English
- Frozen and burst pipes: what to do
- Does homeowners insurance cover water damage?
- How long water damage takes to dry
Local phone numbers checked November 2026: