Quick answer
For water damage in Tioga, TX, shut off your main valve first, or turn off the well pump breaker if you are on a private well. Tioga's after-hours water and sewer line is 903-815-5481. Then call a water damage restoration company; drying should start within 24 to 48 hours. Texas insurers must acknowledge your claim within 15 days.
Do this first
Local water and septic lines.
Flash flood counts for Grayson County are on the Howe page. The county septic office and Sherman freeze data are on the Preston page.
- Shut off the water. Close the valve at your meter box, then call the city. Tioga runs its own water and sewer billing at City Hall, and it lists a separate after-hours line for water and sewer emergencies.
- Make it safe and document it. Cut power to wet rooms from a dry spot, photograph the damage, then report the claim.
- Start drying within 24 to 48 hours. About 41% of Tioga's homes were built since 2010, and about 5% are mobile homes. In a newer slab home, check under vinyl plank near the leak; in a mobile home, check the belly wrap.
Low county roads can go under fast in a heavy storm. Never drive into water over a road.
What to know about water damage in Tioga
777
Tioga's peak population in 1925, the year Gene Autry graduated from Tioga High School. The 2020 census counted 1,142 people.
Sources: Handbook of Texas, Tioga, Tioga, Texas
Named by a railroad crew
Tioga was founded in 1881 when the Texas and Pacific Railway reached the site. The crew used water from a local well and named the place Tioga.
Source: Handbook of Texas, Tioga
A mineral water town
In 1884 a blacksmith said the local water healed a burned hand. Companies later sold Tioga mineral water, and visitors came by train for the baths. The town incorporated in 1896.
Source: Handbook of Texas, Tioga
2 damaged homes
After the June to August 2007 storms and flooding, 7 homeowners in ZIP 76271 (Tioga addresses) registered for FEMA aid. Inspectors found damage at 2 homes, totaling about $10,962. The May 2015 storms and floods added 5 more. Owners who did not apply are not counted.
Homes in Tioga
About 66% are owner-occupied, the median home dates to 2002, and the median value is about $317,700.
City utilities
New customers file a service application at City Hall, and the city schedules an inspection before the meter is turned on.
Source: City of Tioga, utilities
Check your ZIP
Flash flood warnings in Grayson County
The National Weather Service issued 39 flash flood warnings that included Grayson County from 2016 through November 12, 2026. The year-by-year count is on the Howe page.
Cost and insurance in Tioga
How much does water damage restoration cost in Tioga?
Most jobs run $450 to $16,000 (Angi). Storm water that flows in from outside is a flood claim. Slab homes and mobile homes dry differently; ask for readings.
Water removal and restoration in Tioga
The company that answers handles slab leaks and supply line failures in newer homes, water under mobile homes, sewer backups from city lines, and burst pipes in hard freezes, plus burst pipes, appliance leaks, drying, and septic backups.
Tioga questions
Who do I call about a water or sewer leak in Tioga?
The city's after-hours water and sewer emergency line is 903-815-5481. City Hall is 940-437-2351 on weekdays.
Did FEMA find damage in Tioga?
Yes. After the 2007 storms, 7 Tioga homeowners registered and 2 homes had damage. The 2015 floods added 5 more damaged homes.
Is Gene Autry from Tioga?
Yes. The Handbook of Texas says he was born in Tioga and graduated from Tioga High School in 1925.
Which ZIP codes does this page cover?
ZIP 76271 within the Town of Tioga. Part of the ZIP also reaches Gunter.
Related guides
Other Texas towns- Sewage backup: what to do first
- Water mitigation vs. restoration
- Burst pipe repair cost
- Texas insurance claim deadlines, in plain English
- Frozen and burst pipes: what to do
- Does homeowners insurance cover water damage?
- How long water damage takes to dry
Local phone numbers checked November 2026: