Quick answer
For water damage in St. Paul, TX, shut off your main valve first, or turn off the well pump breaker if you are on a private well. Wylie Northeast SUD supplies St. Paul's water: 972-442-2075. Then call a water damage restoration company; drying should start within 24 to 48 hours. Texas insurers must acknowledge your claim within 15 days.
Do this first
Local water and septic lines.
The Collin County flash flood table is on the Parker page, and Lavon Dam freeze data is on the Seis Lagos page.
- Shut off the water. Close the valve at your meter box. The Town of St. Paul does not run water or sewer service; Wylie Northeast SUD supplies the water, so call it about the meter or main.
- Make it safe and document it. Cut power to wet rooms from a dry spot, photograph the damage, then report the claim.
- Start drying within 24 to 48 hours. About 96% of St. Paul's homes are owner-occupied, and the median home dates to 2000. Water from a failed washer or water heater spreads under flooring, so ask for readings past the wet spot.
In a heavy storm, never drive into water over a road. A foot of moving water can carry away most cars.
What to know about water damage in St. Paul
1876
The year St. Paul had its own post office. By 1890 it had 30 residents, a general store, a gristmill, and a cotton gin.
Source: Handbook of Texas, St. Paul
By the lake
St. Paul is on Farm Road 2514 on the shore of Lavon Lake, 11 miles south of McKinney. It was named for the apostle Paul.
Source: Handbook of Texas, St. Paul
No town water
The town says it does not provide water or sewer service and sends residents to Wylie Northeast SUD on Parker Road in Wylie.
Source: Town of St. Paul
Town growth
Mail came three times a week in 1890, and the post office closed in 1894. St. Paul incorporated by the mid-1970s and had 415 people in 1990, 630 in 2000, and 992 in 2020.
Source: Handbook of Texas, St. Paul
Homes in St. Paul
About 5% are mobile homes, and the median value is about $494,300.
Check your ZIP
Flash flood warnings in Collin County
The National Weather Service issued 61 flash flood warnings that included Collin County from 2016 through November 12, 2026. The year-by-year count is on the Parker page.
Cost and insurance in St. Paul
How much does water damage restoration cost in St. Paul?
Most jobs run $450 to $16,000 (Angi). Lake or creek water that flows in from outside is a flood claim. Ask for moisture readings before new flooring goes in.
Water removal and restoration in St. Paul
The company that answers handles supply line leaks, water heater failures, septic backups after long rains, sewer line clogs, and burst pipes in hard freezes, plus burst pipes, appliance leaks, drying, and septic backups.
St. Paul questions
Who supplies water in St. Paul?
Wylie Northeast SUD, 972-442-2075. The Town of St. Paul does not provide water or sewer service.
Is St. Paul part of Wylie?
No. It is its own incorporated town in Collin County, with a Wylie ZIP code.
How old is St. Paul?
It had a post office by 1876 and a school before 1880. The school was still open in 1900, and 1930s highway maps showed a school, a church, and scattered homes.
Which ZIP codes does this page cover?
The St. Paul part of ZIP 75098. Most of that ZIP is Wylie.
Related guides
Other Texas towns- Water mitigation vs. restoration
- Sewage backup: what to do first
- Burst pipe repair cost
- Texas insurance claim deadlines, in plain English
- Frozen and burst pipes: what to do
- Does homeowners insurance cover water damage?
- How long water damage takes to dry
Local phone numbers checked November 2026: