Quick answer
For water damage in Elm Mott, TX, shut off your main valve first, or turn off the well pump breaker if you are on a private well. For a leak at the meter, call McLennan County WCID 2 at 254-829-1824. Then call a water damage restoration company; drying should start within 24 to 48 hours. Texas insurers must acknowledge your claim within 15 days.
Do this first
Local water and septic lines.
The McLennan County septic office, flash flood table, and Waco freeze data are on the China Spring page.
- Shut off the water. Close the valve at your meter box, then call McLennan County WCID 2, the water district based in Elm Mott. Homes outside the district may be on another water system or a well.
- Make it safe and document it. Cut power to wet rooms from a dry spot, photograph the damage, then report the claim.
- Start drying within 24 to 48 hours. About 25% of homes in the Elm Mott ZIP are mobile homes, and 42% were built before 1980. Ask for the underside of a mobile home to be opened and dried after any leak.
Elm Mott sits on farmland where creeks cross the county roads. Never drive into water over a road, and treat any floodwater as contaminated.
What to know about water damage in Elm Mott
1872
The year residents applied for a post office. Another Texas town was already named Geneva, so they chose Elm Mott, for a nearby grove of elms.
Source: Handbook of Texas, Elm Mott
The Katy arrives
The Missouri, Kansas and Texas Railroad laid track through Elm Mott in the early 1880s. By the early 1890s the town had a hotel, a gin, two stores, and 150 residents.
Source: Handbook of Texas, Elm Mott
Drought and the bank
A private bank opened in 1921. A 1925 drought left farmers unable to repay loans, and state examiners closed the bank in 1926.
Source: Handbook of Texas, Elm Mott
Water district
The state lists McLennan County WCID 2, based in Elm Mott, as a public water utility.
Source: PUC of Texas
Homes in the Elm Mott ZIP
About 83% of homes in ZIP 76640 are owner-occupied, and the median home dates to 1986.
7 damaged homes
After the February 2021 winter storm, 20 homeowners in ZIP 76640 (Elm Mott addresses) registered for FEMA aid. Inspectors found damage at 7 homes, totaling about $28,082. Owners who did not apply are not counted.
Check your ZIP
Flash flood warnings in McLennan County
The National Weather Service issued 40 flash flood warnings that included McLennan County from 2016 through November 12, 2026. The year-by-year count is on the China Spring page.
Cost and insurance in Elm Mott
How much does water damage restoration cost in Elm Mott?
Most jobs run $450 to $16,000 (Angi). Creek water that flows in from outside is a flood claim. Mobile home subfloors and older pier-and-beam floors take longer.
Water removal and restoration in Elm Mott
The company that answers handles burst pipes in hard freezes, water under mobile homes, septic backups, and old supply lines, plus burst pipes, appliance leaks, drying, and septic backups.
Elm Mott questions
Who supplies water in Elm Mott?
McLennan County WCID 2, 254-829-1824, for homes in the district. Check your bill if you are not sure.
How did Elm Mott get its name?
From a nearby elm grove. The town had been called Geneva, but that name was taken when residents applied for a post office in 1872.
Where is the McLennan County septic office?
Its number is on the China Spring page, which holds the McLennan County data.
Which ZIP codes does this page cover?
ZIP 76640, the Elm Mott post office area north of Waco.
Related guides
Other Texas towns- Burst pipe, not frozen
- Water mitigation vs. restoration
- Burst pipe repair cost
- Texas insurance claim deadlines, in plain English
- Frozen and burst pipes: what to do
- Does homeowners insurance cover water damage?
- How long water damage takes to dry
Local phone numbers checked November 2026: