Quick answer
For water damage in Center Point, TX, shut off your main valve first, or turn off the well pump breaker if you are on a private well. For a leak at the meter, call the number on your water bill. For septic problems, call Kerr County Environmental Health at 830-896-9020. Then call a water damage restoration company; drying should start within 24 to 48 hours. Texas insurers must acknowledge your claim within 15 days.
Do this first
Local water and septic lines.
- Shut off the water. Close your main valve, or turn off the well pump breaker if you are on a private well. Center Point is a Census-designated place, not a city, so there is no city water department. For a leak at the meter, call the number on your water bill.
- Make it safe and document it. Cut power to wet rooms from a dry spot, photograph the damage, then report the claim.
- Start drying within 24 to 48 hours. After river flooding, wet drywall and insulation usually have to come out so the wall cavities can dry.
The Guadalupe can rise many feet in under an hour. Never cross a flooded low-water crossing on River Road or any other road. River floodwater carries sewage and septic runoff, so treat everything it touched as contaminated.
What to know about water damage in Center Point
39.61 ft
Preliminary crest of the Guadalupe River near Center Point on July 4, 2025, the highest on record at this gauge. The river reached 38.73 feet again on July 16, 2026. Before 2025, the top crest was 24.27 feet in October 2018.
Source: National Water Prediction Service, Guadalupe River near Center Point
47 damaged homes
After the July 2025 storms and flooding, 81 homeowners in ZIP 78010 registered for FEMA aid. Inspectors found damage at 47 homes, totaling about $488,452. The February 2021 winter storm added 9 more. Owners who did not apply are not counted.
A second July flood
Around 3 a.m. on July 16, 2026, the Guadalupe surged over its banks near Center Point again, and volunteer firefighters went door to door urging residents to leave.
Source: The Texas Tribune
Mobile homes and values
About 25% of homes in Center Point are mobile homes, 75% are owner-occupied, and the median home value is about $324,200.
Septic after a flood
Kerr County Environmental Health handles septic permits and posts guidance for septic systems after floods and power outages. The office is open 8 to noon and 1 to 5 on weekdays.
Source: Kerr County Environmental Health
Freezes and rain
The NOAA weather station at Kerrville 3 NNE, about 6 miles away, averages 46 nights a year at or below 32°F and 4 at or below 20°F. In half of years the first freeze comes by November 7 and the last one after March 27. Pipes in outside walls, attics, and pier-and-beam crawlspaces are the first to split. It also averages 31 inches of rain a year, with about 9 days of an inch or more.
Check your ZIP
How often does Kerr County get flash flood warnings?
The National Weather Service issued 58 flash flood warnings that included Kerr County from 2016 through November 12, 2026, peaking at 19 in 2025. Each one means flooding is happening or about to happen.
Source: our count from the National Weather Service warning archive, Iowa Environmental Mesonet.
| Year | Warnings |
|---|---|
| 2016 | 10 |
| 2017 | 2 |
| 2018 | 6 |
| 2019 | 1 |
| 2020 | 1 |
| 2021 | 1 |
| 2022 | 0 |
| 2023 | 1 |
| 2024 | 2 |
| 2025 | 19 |
| 2026 | 15 |
Cost and insurance in Center Point
How much does water damage restoration cost in Center Point?
Most jobs run $450 to $16,000 (Angi). Guadalupe River flooding needs a separate flood policy. River-flooded walls, mobile home subfloors, and slab floors take longer.
Water removal and restoration in Center Point
The company that answers handles Guadalupe River floodwater, mud and debris cleanup, water under mobile homes, and septic backups, plus burst pipes, appliance leaks, drying, and septic backups.
Center Point questions
Who handles septic problems in Center Point?
Kerr County Environmental Health, 830-896-9020, handles septic permits and failing systems across the county. A restoration company handles the cleanup inside the house.
Who do I call about a leak at the meter?
Several small water systems serve the Center Point area, so call the number on your water bill. If you have no bill, you are on a well; turn off the pump breaker and call a plumber.
How cold does Center Point get?
The NOAA station at Kerrville 3 NNE, about 6 miles away, averages 46 nights a year at or below 32°F. In half of years the last freeze comes after March 27.
How high has the Guadalupe flooded at Center Point?
The gauge near Center Point recorded a preliminary 39.61 feet on July 4, 2025, and 38.73 feet on July 16, 2026. Both are far above the 24.27-foot crest of October 2018.
Which ZIP codes does this page cover?
ZIP 78010, including Center Point and nearby parts of Kerr County.
Related guides
Other Texas towns- Water mitigation vs. restoration
- Sewage backup: what to do first
- Burst pipe repair cost
- Texas insurance claim deadlines, in plain English
- Frozen and burst pipes: what to do
- Does homeowners insurance cover water damage?
- How long water damage takes to dry
Local phone numbers checked November 2026: