Quick answer
For water damage in Waverly, GA, shut off your main valve first, or turn off the well pump breaker if you are on a private well. For a failing septic system, call Camden County Environmental Health at 912-729-6012. Then call a water damage restoration company; drying should start within 24 to 48 hours, before mold sets in.
Do this first
After-hours water lines.
- Shut off the water. Turn off the well pump breaker if you are on a private well, or close your main valve. Waverly is unincorporated, so there is no town water office; for a failing septic system, call Camden County Environmental Health at 912-729-6012.
- Make it safe and document it. Cut power to wet rooms from a dry spot, photograph the damage, then report the claim.
- Start drying within 24 to 48 hours. Crawlspaces, basements, and slab homes with carpet hold moisture longer than they look.
Creeks and low roads can flood within hours of a hard rain. Never drive or walk through moving water. Creek and river floodwater can carry sewage and septic runoff, so treat it as contaminated.
What to know about water damage in Waverly
70%
Share of homes in the Waverly census area that are mobile homes. Water that gets under a mobile home soaks the insulation and subfloor, and it needs to come out fast.
Rice fields and canals
The land around Waverly holds remains of rice fields, canals, dikes, and ditches worked from the 1760s through the late 1800s, tied to the Middleton-Waverly Plantation.
Source: Wikipedia, Waverly, Georgia
Named for Scott's novels
A post office called Waverly opened in 1894. The name comes from Sir Walter Scott's Waverley novels, and the 2020 census counted 281 people in the census area.
Source: Wikipedia, Waverly, Georgia
Tidal Satilla at Woodbine
The Satilla River gauge at Woodbine, about 8 miles south, is tidal and measured above mean higher high water. Minor flooding starts at 0.6 feet; its highest crest was 5.04 feet on September 26, 1929, and it reached 4.58 feet on March 9, 1964.
Source: National Water Prediction Service, Satilla River at Woodbine
One of Georgia's first counties
Camden County was formed on February 5, 1777, the second of the eight original counties. Its rivers include the Crooked, Cumberland, Big Satilla, Little Satilla, and St. Marys.
Source: Camden County, about the county
Irma emergency in 2017
Camden County declared a state of emergency ahead of Hurricane Irma, warning of heavy rain, damaging winds, fallen trees, flooding, and road closures.
16 damaged homes
After Hurricane Helene in September 2024, 101 homeowners in ZIP 31565 registered for FEMA aid. Inspectors found damage at 16 homes, totaling about $87,073. Owners who did not apply are not counted.
37 flood insurance claims
Since 1998, the National Flood Insurance Program has recorded 37 flood claims on buildings in ZIP 31565. The most came in 2017, with 23, from Hurricane Irma. Buildings without flood insurance are not counted.
Source: FEMA NFIP claims data (OpenFEMA)
Check your ZIP
How often does Camden County get flash flood warnings?
The National Weather Service issued 15 flash flood warnings that included Camden County from 2016 through November 11, 2026, peaking at 7 in 2026. Each one means flooding is happening or about to happen.
Source: our count from the National Weather Service warning archive, Iowa Environmental Mesonet.
| Year | Warnings |
|---|---|
| 2016 | 0 |
| 2017 | 6 |
| 2018 | 0 |
| 2019 | 0 |
| 2020 | 1 |
| 2021 | 1 |
| 2022 | 0 |
| 2023 | 0 |
| 2024 | 0 |
| 2025 | 0 |
| 2026 | 7 |
Cost and insurance in Waverly
How much does water damage restoration cost in Waverly?
Most jobs run $450 to $16,000 (Angi). Surge and tidal flooding need a separate flood policy. Mobile home subfloors take longer.
Water removal and restoration in Waverly
The company that answers handles storm surge and tidal runoff, water under mobile homes, well pump and supply line leaks, and septic backups, plus burst pipes, appliance leaks, drying, and septic backups.
Waverly questions
Who handles a failing septic tank near Waverly?
Camden County Environmental Health, 912-729-6012, handles septic permits and failing systems. A restoration company handles the cleanup inside the house.
Which way do I evacuate from northern Camden County?
The county's emergency FAQ points residents to Highway 110 north, which leads west to Highway 82 in Brantley County, and Highway 259 west from Tarboro. Follow the county's orders for your zone.
Does a hurricane claim cover water that came in from outside?
Rising water from surge or a flooded creek needs a separate flood policy. Rain driven through a roof opened by wind is often handled under a homeowners policy; check yours.
Which ZIP codes does this page cover?
ZIP 31565, including Waverly and nearby parts of the county.
Related guides
Other Georgia towns- Water mitigation vs. restoration
- Sewage backup: what to do first
- Mold after water damage
- Mold remediation cost
- Does homeowners insurance cover water damage?
- How long water damage takes to dry
- Water in the crawl space
Local phone numbers checked November 2026: