Quick answer
For water damage in Homer, GA, shut off your main valve first, or turn off the well pump breaker if you are on a private well. For a leak at the meter, call the Town of Homer at 706-677-3510. Then call a water damage restoration company; drying should start within 24 to 48 hours, before mold sets in.
Do this first
After-hours water lines.
- Shut off the water. Close your main valve, or turn off the well pump breaker if you are on a private well. Homer runs water for part of the town and some areas around it; call the town office at 943 Historic Homer Highway, 706-677-3510, for a leak at the meter. Banks County contacts are on our Maysville page.
- Make it safe and document it. Cut power to wet rooms from a dry spot, photograph the damage, then report the claim.
- Start drying within 24 to 48 hours. Crawlspaces, basements, and slab homes with carpet hold moisture longer than they look.
FEMA's flood map puts about 14% of the land inside Homer in the high-risk flood zone, mostly along Hudson River, Webb Creek, and Holbrook Creek. The map panels for this area took effect in 2010. Check your own address on FEMA's Flood Map Service Center. Never drive or walk through moving water, and treat floodwater as contaminated.
What to know about water damage in Homer
13.7%
Share of the land in Homer inside FEMA's high-risk flood zone, about 860 acres, mostly along the Hudson River and Webb Creek.
Source: FEMA National Flood Hazard Layer
County seat since 1858
Homer was founded in 1858 as the seat of the new Banks County, incorporated as a town in 1859, and built its first courthouse in 1863. It is named for Homer Jackson, a pioneer citizen.
Source: Wikipedia, Homer, Georgia
Subdivision water systems
Besides the town system, Homer files separate water quality reports for Hidden Lake Subdivision, Scales Creek, and Chimney Oaks.
Source: Town of Homer, water department
Town water work
The town added a new supply well, switched to automatic-reading water meters, and rehabilitated its water tank on GA 51.
Source: Town of Homer, the town at work
Mobile homes
About a third of homes in ZIP 30547 are mobile homes, and the median home in town was built in 2003.
Homes in 30547
33% of homes in ZIP 30547 are mobile homes, and the median year built is 2001. In a manufactured home, water can spread under the flooring into the subfloor and the insulation under the home, so a leak is often bigger than it looks.
Check your ZIP
Flash flood warnings in Banks County
The National Weather Service issued 8 flash flood warnings that included Banks County from 2016 through November 11, 2026. The year-by-year count is on the Maysville page.
Cost and insurance in Homer
How much does water damage restoration cost in Homer?
Most jobs run $450 to $16,000 (Angi). River and creek flooding need a separate flood policy. Mobile homes take longer.
Water removal and restoration in Homer
The company that answers handles water under mobile homes, leaks in newer houses, septic backups, and runoff from the Hudson River and Webb Creek, plus burst pipes, appliance leaks, drying, and septic backups.
Homer questions
Who do I call about a leak at the meter?
Call the Town of Homer at 706-677-3510. For a leak inside your property line, close your main valve and call a plumber.
I live in Hidden Lake or Scales Creek. Who runs my water?
The Town of Homer publishes water quality reports for both, along with Chimney Oaks. Call 706-677-3510 for a leak at the meter.
Does Homer have town sewer?
The state's service delivery map lists Homer for water only; Banks County provides sewer in unincorporated areas.
Which ZIP codes does this page cover?
ZIP 30547, including Homer and nearby parts of the county.
Related guides
Other Georgia towns- Sewage backup: what to do first
- Water mitigation vs. restoration
- Mold after water damage
- Mold remediation cost
- Does homeowners insurance cover water damage?
- How long water damage takes to dry
- Water in the crawl space
Local phone numbers checked November 2026: