Quick answer
For water damage in Chatsworth, GA, shut off your main valve first, or turn off the well pump breaker if you are on a private well. If Chatsworth Water Works Commission sends your bill and the leak is at the meter or in the road, call 706-695-3132. Then call a water damage restoration company; drying should start within 24 to 48 hours, before mold sets in.
Do this first
After-hours water lines.
- Shut off the water. Close your main valve, or turn off the well pump breaker if you are on a private well. If Chatsworth Water Works Commission sends your bill and the leak is at the meter or in the road, call 706-695-3132.
- Make it safe and document it. Cut power to wet rooms from a dry spot, photograph the damage, then report the claim.
- Start drying within 24 to 48 hours. Basements dug into a hillside and crawlspaces stay damp longer than the rest of the house.
FEMA's flood map puts about 10% of the land inside Chatsworth in the high-risk flood zone, mostly along Mill Creek and Holly Creek. The map panels for this area took effect between 2007 and 2010. Check your own address on FEMA's Flood Map Service Center. Never cross a flooded creek or low-water bridge, and treat floodwater as contaminated.
What to know about water damage in Chatsworth
Nov. 4, 2026
A driver died in Murray County that night after floodwater swept her car away near a creek on Old CCC Camp Road. The governor included Murray County in the state of emergency for the flood.
Sources: Atlanta Journal-Constitution, Office of the Governor
Conasauga River
The Conasauga River at Highway 286 near Eton starts minor flooding at 12 feet. Its record is 20.52 feet, from March 1994, and it reached 18.77 feet in April 2020.
Source: National Water Prediction Service, Conasauga River near Eton
Wells and septic
Homes on a private well lose water when the power goes out, and saturated ground can back up a septic system after days of rain. If floodwater reached the wellhead, have the water tested before drinking it.
General guidance
Homes in 30705
24% of homes in ZIP 30705 are mobile homes, and the median year built is 1993. In a manufactured home, water can spread under the flooring into the subfloor and the insulation under the home, so a leak is often bigger than it looks.
42 flood insurance claims
Since 1990, the National Flood Insurance Program has recorded 42 flood claims on buildings in ZIP 30705. The most came in 2018, with 9. Of those, 35 were on buildings outside FEMA's high-risk zone. Buildings without flood insurance are not counted.
Source: FEMA NFIP claims data (OpenFEMA)
Freezes and rain
The NOAA weather station near Chatsworth averages 74 nights a year at or below 32°F and 11 at or below 20°F. In half of years the first freeze comes by November 1 and the last one after April 2, so pipes in crawlspaces and outside walls are exposed for much of the year. It also averages 58 inches of rain a year, with about 17 days of an inch or more.
Check your ZIP
How often does Murray County get flash flood warnings?
The National Weather Service issued 34 flash flood warnings that included Murray County from 2016 through November 11, 2026, peaking at 7 in 2024. Each one means flooding is happening or about to happen.
Source: our count from the National Weather Service warning archive, Iowa Environmental Mesonet.
| Year | Warnings |
|---|---|
| 2016 | 0 |
| 2017 | 3 |
| 2018 | 3 |
| 2019 | 0 |
| 2020 | 3 |
| 2021 | 3 |
| 2022 | 5 |
| 2023 | 1 |
| 2024 | 7 |
| 2025 | 2 |
| 2026 | 7 |
Cost and insurance in Chatsworth
How much does water damage restoration cost in Chatsworth?
Most jobs run $450 to $16,000 (Angi). River and creek flooding, including the November 2026 flood, needs a separate flood policy. Crawlspaces and homes that sat in floodwater take longer.
Other Murray County numbers
Septic backup
The Murray County Environmental Health office handles septic permits and failing systems: 706-695-0266. For a public health emergency after hours, the state line is 1-866-782-4584.
Emergency management
Murray County EMA posts storm and flood updates and coordinates shelters and road closures: 706-695-2088. Call 911 for anyone in danger.
Source: Murray County
Power outage
More than one utility serves Murray County, so call the one on your power bill. It depends on your address.
- Georgia Power: 888-891-0938
- North Georgia EMC: 706-259-9441 (Dalton office)
- Amicalola EMC: 706-253-0359 (Jasper), 706-276-0359 (Ellijay), 706-864-0359 (Dahlonega)
- Central Georgia EMC: 770-775-7857
Sources: each utility's outage page; county list from Georgia 811
Water removal and restoration in Chatsworth
The company that answers handles creek floodwater, hillside runoff, and water seeping into basements built into a slope, plus burst pipes, appliance leaks, drying, and septic backups.
Chatsworth questions
Who do I call about a leak at the meter or in the road?
If Chatsworth Water Works Commission sends your bill, call 706-695-3132, Monday through Friday from 7:30 to 5:30. If another provider bills you, use the number on that bill. If you have no water bill, you are on a private well, so turn off the pump breaker and call a plumber.
My home flooded in the November 2026 storm. What now?
Photograph everything before cleanup, report the damage to your insurer, and report it to Murray County Emergency Management. Creek floodwater is contaminated, so wet drywall, insulation, and carpet pad usually have to come out. Drying should start within 24 to 48 hours.
Which ZIP codes does this page cover?
ZIP 30705, including Chatsworth, Eton, and nearby parts of Murray County.
Related guides
Other Georgia towns- Water mitigation vs. restoration
- Sewage backup: what to do first
- Mold after water damage
- Mold remediation cost
- Does homeowners insurance cover water damage?
- How long water damage takes to dry
- Water in the crawl space
Local phone numbers checked November 2026: